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What You Agree To When You Use acd4d

These legal terms set out how your account operates, what we expect from you, and what you can expect from us — covering everything from account eligibility to how we handle your data.

Account Eligibility ConditionsDANA, OVO, GoPay Wallet TermsData Handling and RetentionJurisdiction-Dependent AccessContact Paths for Policy Queries
acd4d What You Agree To When You Use acd4d
POLICY CONTACT

Reach Us for Legal and Account Questions

If you have a question about these legal terms, want to request a copy of your data, or need to report a policy concern, our support team handles those requests directly. We do not route legal queries through automated bots — a real agent reviews each one. Response times depend on query volume, but policy-related requests are treated as priority.

Team online

Live Chat

Open the chat icon inside your account dashboard. Describe your legal or policy question and an agent will pick it up directly — no automated queues for policy matters.

Email Support

Send your detailed request to our support address listed in your account settings. Include your registered account ID so we can locate your records without delay.

Account Help Centre

The Help Centre inside your account covers data requests, term clarifications and wallet-related policy queries for DANA, OVO and GoPay transactions.

ACCOUNT INTEGRITY

How We Protect Your Data and Account

Our approach to data handling, cookie use, and account security is built around the principle that you should know exactly what we collect and why. These four areas explain our practices in plain terms — not legal boilerplate.

Data Handling and Storage

We collect only what is needed to operate your account — name, contact details, wallet identifiers for DANA, OVO or GoPay, and session logs. Data is stored on encrypted servers and is not sold to third parties.

Cookie and Session Tracking

We use session cookies to keep your account active and preference cookies to remember your last lobby position. You can clear these at any time through your browser or the acd4d app settings without losing your account data.

Account Security Practices

Login is protected by a one-time PIN sent to your registered mobile number. If we detect a new device or unusual location, we pause the session and send a verification prompt before access continues.

Data Retention and Deletion Requests

We retain transaction records and account data for the period required under applicable law. You can request a summary of your stored data or ask for account closure through the Help Centre inside your account settings.

Your Legal Questions, Answered Directly

These are the questions we hear most often about how our terms work, what rights you hold over your account data, and how to get something changed or corrected. If your question is not here, the Help Centre inside your account is the fastest path to a policy agent.

Access and account activity are subject to local law in your region. Where Indonesian law applies, it takes precedence over any conflicting clause in our terms. We recommend checking whether online platform use is permitted in your specific region.

We hold your registration details, linked wallet identifiers for DANA, OVO or GoPay, transaction history and session logs. You can request a full summary by contacting support through live chat or the account Help Centre.

Yes. Submit a deletion request through the Help Centre in your account settings. We will process it within the timeframe required by applicable law, retaining only what we are legally obliged to keep.

We send a notification to your registered account before any amendment takes effect. You can review the updated terms before your next session. Continuing to use the account after the effective date means you have accepted the revised terms.

Wallet identifiers are used only to process your deposits and withdrawals. We do not pass your DANA, OVO or GoPay details to third parties outside the payment processing chain required to complete each transaction.

Raise it via live chat inside your account and ask to escalate to a policy agent. You can also email support with your account ID and the specific clause you are querying — policy disputes are reviewed by a dedicated team, not automated systems.
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Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.